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MyFinanceOnline
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In this video series Buffy Murphy with the Alabama Jump Start Coalition talks about personal finance basics. Topics include the first time home buyer, to opening a checking account, understanding ATM fees, the total cost of a car loan and much more. This is a great video series for someone that is out on their own for the first time.
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Buffy Murphy with the Alabama Jump Start Coalition talks about this non-profit organization and the need for financial education for our youth. |
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When we purchase a car, all we seem to consider is the monthly payment, but the total cost of a car is so much more. In this personal finance segment, we cover other costs that you should consider before purchasing a new or used car. |
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In this personal finance segment dealing with the first time home buyer, we cover some important terms such as PMI, Fixed and Variable Loans and much more. |
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OK, we realize that your home loan contract isn't as interesting as a John Grisham novel, but it is much more important. If you don't understand your home loan, you may be in for some finanancial stresses and penalties. In this personal finance segment, we cover some areas that you need to understand about your home mortgage. |
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You have scraped up enough money to make a down payment on a home, but then they say you are going to have to pay closing costs. What are closing costs, why do you need all of these items, what is a good faith estimate? These and other important topics dealing with buying a home, going to the closing table and understanding your mortgage are covered. |
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Understanding your home mortage is one of the hardest things for most first time home buyers. In this personal finance segment, we cover locking in an interest rate, what are points and should you buy down your rate and what can you do if find your dream home, but haven't sold your current home yet. |
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Most home sellers will want to know if you have been pre-approved or pre-qualified for a certain amount or have the ability to purchase their home. In this personal finance segment, we cover the role of being pre-qualified, plus how changes to your finances or employement can affect your mortgage loan approval. This is a great segment for anyone considering purchasing a home. |
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Just because you have been approved for a $200,000 home doesn't mean you should buy this much house. Over extending your finances on a home can lead to financial hardship. In this personal finance segment, we cover some ratios that you might consider on how much house should you buy. |
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We just used a bad word, budget, but it really is important for your financial health and future. Budgeting is just knowing where your money is going. In this personal finance segment, we cover some basics on creating a budget and the importance of having a line item for savings. |
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Have you ever considered how making a late payment can affect you? Sure you are going to be hit with some additional charges, but it may also have wider implications to your finances. In this personal finance segment, we cover how late payments can affect your credit and when and how you make payments along with what is a true emegency? This is an important segment to watch. |
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In this personal finance video segment, we cover the importance of having a checking account, along with what type of account is best for you, what are debit cards, what to consider when choosing a bank and much more. This is a great video segment for the person that is opening a checking account for the first time. |
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Everyone is familiar with getting cash from the ATM, but what is the cost of getting cash from your banks ATM or using another bank or foreign banks ATM. In this personal finance segment, we cover fees associated with getting cash at the ATM and how it can affect your finances. |
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